Brooker Medicare

Not all life Insurance policies are created the same. Traditional life Insurance policies only allow you to get the proceeds when a person dies. We use carriers that not only pay upon death, but also allow access to the death benefit while the insured is alive. Having access to the policy proceeds while alive can in most cases prevent a financial catastrophe if the person cannot work. Policies with living benefits allow access to the death benefit if the person has a life changing event, i.e. critical illness, chronic illness or critical injury.

Helping you understand how Medicare works is what we do. Understanding Medicare is confusing. The constant bombardment of unsolicited phone calls, emails, TV ads, billboards and misinformation makes it even more difficult. Through helping and serving people we have discovered that what may work for one person May not work for another. Having access to your personal licensed Medicare specialist is critical to guiding you through the process to make the right choice. When it comes to understanding your Medicare insurance you can count on us to assist and guide you through the process from start to finish. Our goal is to inform you and answer all your questions. We’ll give you that one on one experience that you won’t receive from an 800 call or hours of online research. We have successfully helped seniors to understand and get the benefits they are entitled to for over 15yrs.

Finding the right major medical health insurance coverage for you, family or business can be challenging. It can be confusing if you don’t know how health insurance works. We explain all the details to help you make the right choice. Whether it’s a hmo or ppo plan, high deductible or low deductible plan our job is to help find the one that fits your lifestyle and most definitely your budget. Having a licensed and skilled agent that you can call on is important when trying to pick a plan for your needs. We’ve been serving our clients for almost 10yrs.

In today's economy, retirement income is no longer as certain as it was.
It is becoming increasingly important to have a sound financial plan in place.
With an annuity, Indexed Universal Life and other options we can show you
how to guarantee a stream of income for the rest of your life.

We offer insurance plans that would cover the owner/partnership in the event that one or the other becomes disabled or dies. We help explain how putting this in place would help the company survive the blow of losing the person who makes the business work. The company can use the insurance proceeds for expenses or debts until a replacement or a resolution is found.

Not having money to bury a loved one happens every day. We all have experienced this tragic event from our family or from some of our friends. We have plans to help even though a person may have pre-existing conditions. Final expense life insurance simply gives the family that peace of mind knowing that they have done the right thing. Our goal is to tailor the plan based on what you can afford.